221 Pine Tree Circle Drive

Nancy, KY
$ 204,900 Beds 2 Baths 1 Sq 950 Virtual Tour
Monthly Estimate* How much can I afford?

Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland.

Active

  • Price
  • $ 204,900
  • City
  • Nancy
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.4 Acres
  • Zip
  • 42544
  • Sqr Footage
  • 950
  • Year Built
  • 2026
  • Style
  • Single Family Residence
  • MLS#
  • 26025838
Listed By: Keller Williams Commonwealth - Somerset - 859-721-2121
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Microwave,Oven
Garage Spaces 1.0
Patio/Porch Features Porch,Front Porch
Construction Materials Aluminum Siding
Year Built 2026
Levels One
Property Subtype Single Family Residence
Parcel Number BB-01-Various Lot C19
County Wayne
New Construction Yes
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Pine Tree Estates
Garage Y/N Yes
Total Rooms 5
Full Baths 1
Status Active
Directions From Highway 80 in Nancy,turn onto Highway 196. From Hwy 196,turn right onto Pine Tree Rd. Then turn right onto Pine Tree Circle
High School Southwestern
City Nancy
High School District Pulaski County - 45
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 17424.0
Carport Y/N No
Elementary School Nancy
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Southern
Property Condition New Construction
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Ceiling Fan(s),Primary Downstairs
Basement Crawl Space
Flooring Vinyl
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 950.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 1
Heating-Heat Pump True

Exterior Features

Parking Features Attached Garage
Lot Features Few Trees
Water Source Public
Lot Size Area 0.4
Foundation Details Block
Building Area Total 950.0
Lot Size Acres 0.4
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Nancy Elementary School
Middle School Southern Middle School
High School Southwestern High School

Price History

9/18/2026 Listed $204,900

Property vs Zip Code Average in 42544

Price
AVG $330K
$200K
Year Built
AVG 2001
2026

221 Pine Tree Circle Drive Nancy, KY is a Single Family Home for sale at $204900 with 950 sqft and a lot size of 0.4 Acres Acre(s). 221 Pine Tree Circle Drive Nancy has 2 bedrooms, 1 baths and was built in 2026. The property's zip code is 42544 which is in Nancy, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.