821 Pine Tree Road

Nancy, KY
$ 189,900 Beds 2 Baths 1 Sq 952
Monthly Estimate* How much can I afford?

Lake life starts here! Welcome to this beautifully built 2 bedroom, 1 bath new construction home sitting on approximately 0.4 +/- acre, tucked away among trees and surrounded by nature. This setting offers privacy and quiet while still being a short distance from Lake Cumberland. Inside you'll find an open floor plan with a seamless flow between the kitchen and living room - giving the home a spacious feel that's perfect for hosting or everyday living. Conveniently located approximately 10 miles from Wolf Creek Marina, offering quick access to boating, fishing, and all that Lake Cumberland has to offer. Whether you're looking for a starter home or vacation retreat near the lake this one checks all the boxes! 1 Year builder warranty included! Buyer has the option to purchase the adjoining lot for an additional cost.

Active

  • Price
  • $ 189,900
  • City
  • Nancy
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.4 Acres
  • Zip
  • 42544
  • Sqr Footage
  • 952
  • Year Built
  • 2026
  • Style
  • Barndominium
  • MLS#
  • 26004062
Listed By: Key Players Real Estate - 859-559-0071
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Ceiling Fan(s),Heat Pump
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Microwave,Range
Patio/Porch Features Deck,Porch
Architectural Style Barndominium
Construction Materials Aluminum Siding
Year Built 2026
View Rural,Trees/Woods
Levels One
Property Subtype Single Family Residence
Parcel Number BB-01-VARIOUS LOTA23
County Wayne
New Construction Yes
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Pine Tree Estates
Garage Y/N No
Total Rooms 7
Full Baths 1
Status Active
Directions From Nancy turn left onto KY-196,in 11 miles turn left onto KY-196,in 2.5 miles turn right onto Pine Tree Road,in approximately 0.8 miles the house will be on the left.
High School Southwestern
City Nancy
High School District Pulaski County - 45
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 17424.0
Carport Y/N No
Elementary School Nancy
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Southern
Property Condition New Construction
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Ceiling Fan(s)
Flooring Vinyl
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 952.0
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 1
Heating-Heat Pump True

Exterior Features

Parking Features Driveway
Lot Features Few Trees
Water Source Public
Lot Size Area 0.4
Foundation Details Block
Building Area Total 952.0
Lot Size Acres 0.4
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Nancy Elementary School
Middle School Southern Middle School
High School Southwestern High School

Price History

3/4/2026 Listed $204,900
4/1/2026 3% - $199,900
6/10/2026 1% - $198,900
7/31/2026 3% - $193,900
9/10/2026 3% - $189,900

Property vs Zip Code Average in 42544

Price
AVG $330K
$190K
Year Built
AVG 2001
2026
Visits
AVG 18
1
Data Provided by Inside Real Estate®

821 Pine Tree Road Nancy, KY is a Single Family Home for sale at $189900 with 952 sqft and a lot size of 0.4 Acres Acre(s). 821 Pine Tree Road Nancy has 2 bedrooms, 1 baths and was built in 2026. The property's zip code is 42544 which is in Nancy, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.