Tod Bertram

305 W Main Street

Mt Sterling, KY
$ 474,900 Beds 5 Baths 3.5 Sq 4,586
Monthly Estimate* How much can I afford?

Stately, spacious, and filled with timeless character, this circa 1915 Colonial brick home is a true downtown Mt. Sterling treasure! Offering an impressive 5 bedrooms, 3 full baths and 1 half bath, this historic home provides an abundance of space both inside and out, all while being filled with beautiful natural light. From the moment you step into the grand and inviting entry foyer—the kind foyers dreams are made of—you'll immediately appreciate the craftsmanship and charm found throughout. The home features a spacious living room, den/study or home office, formal dining room, kitchen with breakfast nook and beautiful cabinetry and counter tops, mudroom, and two laundry areas. Original character shines through with beautiful hardwood flooring, crown molding, intricate door frames and trim work, built-ins, and several fireplaces that add warmth and personality throughout the home. The finished third level offers even more incredible living space with a huge recreation/family room plus an additional bonus room with skylights. This versatile space could even serve as another primary suite with its attached bathroom featuring a relaxing soaking tub. Outside, the home is situated on a generous .60-acre lot right in downtown Mt. Sterling and features a picture-perfect front porch worthy of the cover of a home and garden magazine, a rear patio perfect for entertaining, and a detached garage with additional storage space in the rear. The unfinished basement provides even more room for storage. Recent improvements include a new architectural shingle roof installed in August 2026, along with new guttering and downspouts. As a Mt. Sterling Historic Registered Home, this property offers the history, craftsmanship, space, and character that simply cannot be recreated today. If you've always dreamed of owning a LARGE historic home in the heart of downtown Mt. Sterling, this may be the one you've been waiting for. This remarkable property truly must be seen in person to fully appreciate everything it has to offer!

Active

  • Price
  • $ 474,900
  • City
  • Mt Sterling
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 1
  • Area
  • 018 - Montgomery County
  • Lot Size
  • 0.6 Acres
  • Zip
  • 40353
  • Sqr Footage
  • 4,586
  • Year Built
  • 1915
  • Style
  • Colonial
  • MLS#
  • 26026409
Listed By: HomeLand Real Estate Inc - Mt Sterling - 606-356-3063
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Electric
Utilities Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected
Possession Negotiable
Roof Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
Garage Spaces 1.0
Patio/Porch Features Patio,Porch,Rear Patio,Front Porch
Architectural Style Colonial
Construction Materials Brick Veneer
Year Built 1915
View Neighborhood,Other
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number 23M-60-01-019.00
Community Features Park,Pool,Tennis Court(s)
County Montgomery
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Downtown
Garage Y/N Yes
Total Rooms 17
Full Baths 3
Status Active
Directions Mt. Sterling bypass to W Main. Home will be on the left,look for sign.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 26136.0
Carport Y/N No
Elementary School Mapleton
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer
Basement Interior Entry,Unfinished
Flooring Hardwood,Laminate,Tile,Vinyl
Total Fireplaces 5
Fireplace Features Bedroom,Family Room,Living Room,Masonry,Primary Bedroom
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Skylight(s),Storm Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 4586.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0.0
LivingAreaSource Appraiser
Total Baths 4
Heating-Forced Air True
Heating-Natural Gas True

Exterior Features

Fencing Partial,Privacy
Parking Features Detached Garage,Driveway,Garage Faces Front,Off Street
Lot Features Landscaped,Many Trees
Water Source Public
Lot Size Area 0.6
Foundation Details Stone
Building Area Total 4586.0
Lot Size Acres 0.6
Lot Size Source Public Records
Waterfront Y/N No
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mapleton Elementary School
Middle School McNabb Middle School
High School Montgomery Co High School

Price History

9/24/2026 Listed $474,900

Property vs Zip Code Average in 40353

Price
AVG $320K
$470K
Year Built
AVG 4605
1915

In The Neighborhood

Areas That We Cover

305 W Main Street Mt Sterling, KY is a Single Family Home for sale at $474900 with 4586 sqft and a lot size of 0.6 Acres Acre(s). 305 W Main Street Mt Sterling has 5 bedrooms, 3 baths and was built in 1915. The property's zip code is 40353 which is in Mt Sterling, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tod Bertram

Tod Bertram

606-278-0138

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