305 Beech Street

Monticello, KY
$ 1,645,000 Beds 5 Baths 4 Sq 6,323 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

Active

  • Price
  • $ 1,645,000
  • City
  • Monticello
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Wayne
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 23.7 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 6,323
  • Year Built
  • 1985
  • Style
  • Single Family Residence
  • MLS#
  • 26016942
Listed By: Bluegrass Sotheby's International Realty - 859-268-0099
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric
Cooling Attic Fan,Electric,Heat Pump
Utilities Cable Connected,Electricity Connected,Natural Gas Available,Propane Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Disposal,Double Oven,Dryer,Gas Range,Microwave,Refrigerator,Washer
Garage Spaces 2
Patio/Porch Features Deck,Porch,Other,Enclosed Porch
Security Features Security System Owned
Construction Materials Stone,Stucco,Wood Siding
Year Built 1985
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number 066-00-00-040.01
County Wayne
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Rural
Garage Y/N true
Other Structures Barn(s),Shed(s)
Total Rooms 11
Full Baths 4
Status Active
Directions From the Monticello Courthouse Square in downtown Monticello, take North Main Street (US-90/US-127 Business) north out of town. Continue on North Main Street for approximately 0.5 to 1 mile, then turn
High School Wayne Co
City Monticello
Body of Water Other
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 1032372
Carport Y/N false
Elementary School Monticello
Land Lease Y/N No
Home Warranty Y/N false
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer true
Utilities_co_Cable_sp_Connected true
Utilities_co_Natural_sp_Gas_sp_Available true

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Basement Finished,Full,Walk-Out Access
Flooring Carpet,Hardwood,Tile
Total Fireplaces 3
Fireplace Features Basement,Blower Fan,Gas Log,Great Room,Kitchen,Primary Bedroom,Recreation Room,Wood Burning
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3554
Laundry Features Electric Dryer Hookup,Main Level
Total Bedrooms 5
Below Grade Finished Area 2769
LivingAreaSource Appraiser
Total Baths 4

Exterior Features

Exterior Amenities Garden
Fencing Wire,Wood
Parking Features Detached Garage,Driveway,Garage Door Opener
Lot Features Landscaped,Many Trees,Wooded
Water Source Public
Lot Size Area 23.7
Foundation Details Block
Building Area Total 6323
Lot Size Acres 23.7
Lot Size Source Assessor
Waterfront Y/N true
Other Equipment Dehumidifier
Crops Included Y/N No
Horse Y/N true
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/9/2026 Listed $1,645,000

Property vs Zip Code Average in 42633

Price
AVG $300K
$1.65M
Year Built
AVG 2205
1985

305 Beech Street Monticello, KY is a Single Family Home for sale at $1645000 with 6323 sqft and a lot size of 23.7 Acres Acre(s). 305 Beech Street Monticello has 5 bedrooms, 4 baths and was built in 1985. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.