315 Garrett Street

Ferguson, KY
$ 269,000 Beds 3 Baths 2 Sq 2,012
Monthly Estimate* How much can I afford?

Welcome to 315 Garrett Street in Ferguson, KY! This stunning 3-bedroom, 2-bath home has been taken down to the studs and beautifully rebuilt, blending timeless character with modern style and quality craftsmanship. Every detail has been thoughtfully updated, making this home truly move-in ready. The spacious main level features a bright and inviting living room, a dedicated dining room, and a beautifully designed kitchen complete with rich shaker-style cabinetry, quartz countertops, stainless steel appliances, and ample cabinet and counter space. Fresh neutral paint, recessed lighting, and stylish finishes flow throughout the home. Even better, all kitchen appliances, plus the washer and dryer, are included! Upstairs, you'll find all three bedrooms and a beautifully updated full bath, creating a functional layout with plenty of space for family, guests, or a home office. Enjoy peace of mind knowing the major updates have already been completed, including a new roof, HVAC system, electrical, plumbing, windows, flooring, drywall, cabinetry, fixtures, and more. Step outside to relax on the massive covered front porch, entertain on the oversized back deck, or take advantage of the detached one-car garage for parking and extra storage. This home offers the beauty and feel of new construction with the charm of an established neighborhood. Don't miss your opportunity to own this exceptional, move-in-ready home—schedule your private showing today!

Contingent

  • Price
  • $ 269,000
  • City
  • Ferguson
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Pulaski
  • Half Bathrooms
  • 0
  • Area
  • 909 - Somerset City, Pulaski County
  • Lot Size
  • 0.39 Acres
  • Zip
  • 42533
  • Sqr Footage
  • 2,012
  • Year Built
  • 1970
  • Style
  • Single Family Residence
  • MLS#
  • 26014990
Listed By: My Lake Cumberland Realty Group - 606-341-3710
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 1
Patio/Porch Features Deck,Porch,Front Porch
Construction Materials Vinyl Siding
Year Built 1970
Levels Two
Property Subtype Single Family Residence
Parcel Number 061-6-3-62
County Pulaski
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Somerset City
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Contingent
Directions From the intersection of 80 and N Main Street, head down Main Street for 1.6miles then turn left onto Murphy Ave. Go .7 miles and turn right onto Spencer Ave then turn onto Garrett Street. Home is on
High School Somerset
City Ferguson
High School District Somerset Independent
MLS Area 909 - Somerset City, Pulaski County
Lot Size Units Acres
Lot Size Square Feet 16988.4
Carport Y/N false
Elementary School Hopkins
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Meece
MLS Area Minor 909 - Somerset City, Pulaski County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Pending
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer true

Interior Features

Interior Amenities Ceiling Fan(s)
Basement Interior Entry,Unfinished
Flooring Vinyl
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2012
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump true

Exterior Features

Parking Features Detached Garage
Water Source Public
Lot Size Area 0.39
Foundation Details Block,Stone
Building Area Total 2012
Lot Size Acres 0.39
Lot Size Source Public Records
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

6/26/2026 Listed $269,000

Property vs Zip Code Average in 42533

Price
AVG $210K
$270K
Year Built
AVG 3305
1970

315 Garrett Street Ferguson, KY is a Single Family Home for sale at $269000 with 2012 sqft and a lot size of 0.39 Acres Acre(s). 315 Garrett Street Ferguson has 3 bedrooms, 2 baths and was built in 1970. The property's zip code is 42533 which is in Ferguson, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.