Tod Bertram

234 Cedar Point Lane

Monticello, KY
$ 625,000 Beds 5 Baths 3 Sq 2,779
Monthly Estimate* How much can I afford?

Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.

Active

  • Price
  • $ 625,000
  • City
  • Monticello
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 3.43 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 2,779
  • Year Built
  • 2009
  • Style
  • Cabin
  • MLS#
  • 26010384
Listed By: The Agency - 859-285-0614
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Forced Air,Propane Tank Owned,Wood
Cooling Central Air
Utilities Electricity Connected,Propane Connected,Water Connected
Possession Close Of Escrow
Roof Dimensional Style
Appliances Cooktop,Dishwasher,Double Oven,Gas Range,Refrigerator,Self Cleaning Oven
HOA Fee 250.0
Patio/Porch Features Deck,Patio,Porch,Rear Patio,Front Porch,Rear Porch
Architectural Style Cabin
Construction Materials Log Siding
Year Built 2009
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 022-90-00-006.00
Assoc Fee Paid Per Annually
County Wayne
New Construction No
Property Type Residential
HOA Yes
Attached Garage No
Subdivision Name Hickory Point
Garage Y/N No
Other Structures Shed(s)
Total Rooms 12
Full Baths 3
Status Active
Directions take highway 789 to hickory point,take a right,take a right onto cedar point,drive straight into the driveway.
High School Wayne Co
City Monticello
Body of Water Lake Cumberland
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 149410.8
Carport Y/N No
Elementary School Wayne Co
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type Cabin
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Basement Bath/Stubbed,Concrete,Exterior Entry,Unfinished,Walk-Out Access
Flooring Hardwood,Tile,Vinyl
Total Fireplaces 1
Fireplace Features Family Room,Masonry,Wood Burning
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds,Insulated Windows,Screens
Fireplace Y/N Yes
Above Grade Finished Area 2779.0
Laundry Features Main Level
Total Bedrooms 5
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 3
Heating-Forced Air True

Exterior Features

Exterior Amenities Fire Pit
Fencing None
Parking Features Driveway
Lot Features Many Trees,Wooded
Water Source Public
Lot Size Area 3.43
Foundation Details Concrete Perimeter,Slab
Building Area Total 2779.0
Lot Size Acres 3.43
Lot Size Source Public Records
Waterfront Y/N Yes
Other Equipment Dehumidifier
Crops Included Y/N No
Horse Y/N Yes
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Wayne Co Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

5/9/2026 Listed $750,000
6/13/2026 7% - $700,000
7/21/2026 8% - $650,000
9/1/2026 4% - $625,000

Property vs Zip Code Average in 42633

Price
AVG $300K
$630K
Year Built
AVG 2207
2009

In The Neighborhood

Areas That We Cover

234 Cedar Point Lane Monticello, KY is a Single Family Home for sale at $625000 with 2779 sqft and a lot size of 3.43 Acres Acre(s). 234 Cedar Point Lane Monticello has 5 bedrooms, 3 baths and was built in 2009. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tod Bertram

Tod Bertram

606-278-0138

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