137 Indian Cave Road

Monticello, KY
$ 654,000 Beds 5 Baths 4.5 Sq 5,678 Virtual Tour
Monthly Estimate* How much can I afford?

Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

Active

  • Price
  • $ 654,000
  • City
  • Monticello
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Wayne
  • Half Bathrooms
  • 1
  • Area
  • 070 - Wayne County
  • Lot Size
  • 8 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 5,678
  • Year Built
  • 1979
  • Style
  • Single Family Residence
  • MLS#
  • 26010372
Listed By: CENTURY 21 Advantage Realty - 606-451-1021
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Geothermal,Propane Tank Owned
Cooling Geothermal
Utilities Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Composition,Shingle
Appliances Cooktop,Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven
Garage Spaces 4
Patio/Porch Features Patio,Porch,Other,Enclosed Porch
Construction Materials Solid Masonry
Year Built 1979
View Mountain(s),Neighborhood,Trees/Woods
Levels Two
Property Subtype Single Family Residence
Parcel Number TT-037.00
County Wayne
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Indian Cave
Garage Y/N true
Other Structures Shed(s)
Total Rooms 20
Full Baths 4
Status Active
Directions From Highway 90, go north on Highway 1275. 1 mile, turn right onto Indian Cave Subdivision. Home on the left.
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 348480
Carport Y/N false
Elementary School Wayne Co
Land Lease Y/N No
Home Warranty Y/N false
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank true

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,In-Law Floorplan,Primary Downstairs,Walk-In Closet(s),Wet Bar
Basement Finished
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Gas Log,Ventless
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Screens,Window Treatments
Fireplace Y/N true
Above Grade Finished Area 4787
Half Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 891
LivingAreaSource Appraiser
Total Baths 5

Exterior Features

Exterior Amenities Fire Pit,Garden,Outdoor Grill
Parking Features Attached Garage,Detached Garage,Driveway,Garage Door Opener,Garage Faces Side,Off Street
Lot Features Landscaped,Many Trees
Water Source Public
Lot Size Area 8
Foundation Details Block
Building Area Total 5678
Lot Size Acres 8
Lot Size Source Appraiser
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

5/9/2026 Listed $674,000
8/17/2026 3% - $654,000

Property vs Zip Code Average in 42633

Price
AVG $300K
$650K
Year Built
AVG 2205
1979

137 Indian Cave Road Monticello, KY is a Single Family Home for sale at $654000 with 5678 sqft and a lot size of 8 Acres Acre(s). 137 Indian Cave Road Monticello has 5 bedrooms, 4 baths and was built in 1979. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.