280 Kentucky 639

Albany, KY
$ 129,000 Beds 2 Baths 1 Sq 960
Monthly Estimate* How much can I afford?

Welcome to 280 KY Hwy 639 in Albany, KY MOTIVATED SELLERS! This move-in ready, exceptionally well-kept home built in 2020, offering the perfect blend of modern comfort and rustic charm. Situated on approximately 0.56 acres, this 2 bedroom, 1 bath home provides a peaceful setting with room to enjoy the outdoors. Step inside to find a warm and inviting interior featuring natural wood ceilings, hardwood flooring, and an open-concept layout designed for easy living. The kitchen offers custom wood cabinetry, black appliances, and ample counter space, making it both functional and stylish for everyday use or entertaining. The home's efficient layout maximizes space while maintaining a comfortable flow throughout. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property checks all the boxes with its newer construction, low-maintenance features, and appealing design. Conveniently located just a short drive to town and within reach of Lake Cumberland, this property offers the ideal combination of privacy and accessibility. Don't miss your chance to own a newer home in a growing area—schedule your showing today.

Active

  • Price
  • $ 129,000
  • City
  • Albany
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • CLINTON
  • Half Bathrooms
  • 0
  • Area
  • 071 - Clinton County
  • Lot Size
  • 0.56 Acres
  • Zip
  • 42602
  • Sqr Footage
  • 960
  • Year Built
  • 2020
  • Style
  • Cabin
  • MLS#
  • 26005935
Listed By: Re/Max Country Lakes - 606-200-5061
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Ductless
Possession Close Of Escrow
Roof Metal
Appliances Microwave,Range,Refrigerator
Patio/Porch Features Porch,Front Porch,Rear Porch
Architectural Style Cabin
Construction Materials Wood Siding
Year Built 2020
Levels One
Property Subtype Single Family Residence
Parcel Number 027-00-00-002.13
County Clinton
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N No
Total Rooms 5
Full Baths 1
Status Active
Directions HWY 90 in Albany Turn on HWY 639 about middle ways down take a right on a road by apartments and the house is on the left just passed the apartments
High School Clinton County
City Albany
High School District Clinton County - 71
MLS Area 071 - Clinton County
Lot Size Units Acres
Lot Size Square Feet 24393.6
Carport Y/N No
Elementary School Clinton County
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Clinton County
MLS Area Minor 071 - Clinton County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Primary Downstairs,Walk-In Closet(s)
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 960.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 1
Heating-Heat Pump True

Exterior Features

Parking Features Driveway
Water Source Public
Lot Size Area 0.56
Foundation Details Block
Building Area Total 960.0
Lot Size Acres 0.56
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Clinton County Elementary School
Middle School Clinton County Middle School
High School Clinton County High School

Price History

3/25/2026 Listed $169,000
3/25/2026 6% - $159,000
4/13/2026 4% - $154,000
5/13/2026 4% - $149,000
7/13/2026 4% - $144,000
8/4/2026 1% - $143,500
8/25/2026 4% - $139,000
9/10/2026 1% - $138,000
9/17/2026 3% - $135,000
9/24/2026 4% - $129,000

Property vs Zip Code Average in 42602

Price
AVG $260K
$130K
Year Built
AVG 1994
2020
Visits
AVG 1
3
Data Provided by Inside Real Estate®

280 Kentucky 639 Albany, KY is a Single Family Home for sale at $129000 with 960 sqft and a lot size of 0.56 Acres Acre(s). 280 Kentucky 639 Albany has 2 bedrooms, 1 baths and was built in 2020. The property's zip code is 42602 which is in Albany, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.